★★★★★
Extremely Thankful
This is the third time my wife and I work with Marcos and his team. We are thankful for their hard work and mentoring us on every step. We look forward to working with him again!
Why Marcos Galaviz
For more than a decade, buyers, homeowners and investors across Ventura, Los Angeles, Santa Barbara and Kern counties have trusted Marcos to find the loan that actually fits. As both a broker and a lender, he gives you more options than a bank ever can.
10+Years experience
130+5-star Zillow reviews
1245-star Experience.com reviews
4Counties served
Why clients choose Marcos
Four reasons people work with Marcos, and why so many come back for their next loan.
1Broker and lender in one
- Marcos can fund your loan directly or shop it across multiple wholesale lenders, whichever gets you the better deal.
- A bank can only offer its own programs. With Marcos, you get more options.
- More options means a better shot at the right rate, payment and terms.
2A track record you can check
- 130+ five-star reviews on Zillow and 124 on Experience.com.
- Clients mention the same things about Marcos: patience, clear communication and no surprises.
- Many clients come back for their second and third loans.
3Marcos and his team, start to finish
- Marcos personally reviews your situation and structures your loan.
- A pre-approval specialist gets you ready to make offers.
- Dedicated processors and client support keep your file moving and your agent updated.
4Loans other lenders say no to
- Self-employed? Qualify with bank statements instead of tax returns.
- Investors: DSCR loans based on rent, plus fix & flip financing.
- First-time buyers, jumbo loans, VA and FHA, all under one roof.
The Difference
Working with Marcos
- We fund your loan directly or shop it across multiple lenders
- A direct line to Marcos himself
- DSCR, bank statement, fix & flip and other non-traditional loans
- Meet in person, by phone or by video, in English or Spanish
- Straight answers on your numbers before you sign anything
Typical bank or online lender
- One bank's loan programs, take it or leave it
- Call centers and a new person every time
- Mostly standard loans for W-2 borrowers
- Online or phone only
- A sales pitch first, details later
Rooted locally
Based in Oxnard
Marcos works out of Oxnard's Town Center and still sits down with clients face to face.
Hablamos español
Marcos and his team walk you through the entire process in English or Spanish, whichever you prefer.
Four counties
Every loan program Marcos offers is available across Ventura, Los Angeles, Santa Barbara and Kern counties.
What clients say
★★★★★
Marcos Delivers Exceptional Service
I had the pleasure of working with Marcos for my first home purchase, and I must say, they truly set themselves apart. In an age where everything is digital, Marcos took the time to sit down with me face to face, which made all the difference. Truly exceptional service.
★★★★★
Easy to Work With - Hard Money
We had a very positive experience working with this hard money lender. From start to finish, the process was straightforward and efficient. Marcos and his team were quick to respond, clear in communication, and consistently provided documents in a timely manner.
See what Marcos can do for you
Book a free call with Marcos. You'll know your options, your payment and your best loan before you commit to anything.