About Marcos Galaviz

For over a decade, Marcos has helped families and investors across four counties get the right home loan, with a personal approach no big bank can match.

Meet Marcos

More options than a bank

A bank can only offer you its own loans. Marcos compares programs across multiple wholesale lenders and brings you the one that fits your goals, your credit and your budget.

That matters most when your situation isn't simple: first-time buyers with a small down payment, self-employed borrowers, investors building a rental portfolio, or anyone who was told no somewhere else.

Marcos is based in Oxnard and works with clients throughout Ventura, Los Angeles, Santa Barbara and Kern counties in person, by phone or by video. Hablamos español.

See why clients choose Marcos

MGMarcos Galaviz, mortgage broker at Option Funding

Marcos Galaviz

Broker & Owner

DRE# 02112333 | NMLS# 986834
1000 Town Center Dr, Suite 135
Oxnard, CA 93036
10+Years experience
130+Five-star reviews
5.0Zillow rating
2Languages

How Marcos works

The same three things come up in almost every review Marcos gets.

Straight answers

If a refinance won't save you money or a home stretches your budget too far, he'll tell you. You'll know your numbers before you sign anything.

Face to face

In a business that's gone fully digital, Marcos still sits down with clients. You'll always know who is working on your loan.

Start to finish

From pre-approval to closing, Marcos and his team explain each step, answer every question and keep your agent in the loop.

Areas we serve

Every loan program Marcos offers, from first-time purchases to refinances and investor loans, is available throughout all four counties.

Ventura County

Oxnard, Ventura, Camarillo, Thousand Oaks, Simi Valley, Moorpark, Santa Paula, Port Hueneme, Fillmore, Ojai and surrounding areas.

Los Angeles County

Los Angeles, Santa Clarita, Palmdale, Lancaster, Long Beach, Pasadena, Glendale, Torrance, Pomona, Burbank and surrounding areas.

Santa Barbara County

Santa Barbara, Santa Maria, Goleta, Lompoc, Carpinteria, Buellton, Solvang, Orcutt and surrounding areas.

Kern County

Bakersfield, Delano, Tehachapi, Ridgecrest, Shafter, Wasco, Arvin, McFarland and surrounding areas.

Visit or call

Marcos's office is at 1000 Town Center Dr, Suite 135 in Oxnard. Most clients never need to come in: he handles everything by phone, video and e-sign, wherever you are in the four counties.

Call (805) 276-7380 or book a time online.

Find out what you qualify for

Book a free call with Marcos. You'll leave knowing your price range, your payment, and which loan fits. No obligation.