Privacy Policy

Option Funding Inc. ("Option Funding," "we," "us") respects your privacy. This policy explains what information we collect through optionfundingoxnard.com and related forms, how we use it, and your choices.

Information we collect

Information you give us, such as your name, email, phone number, property details, and loan-related information you submit through our forms, scheduling tools or loan application. When you apply for a loan, we may also collect income, employment, asset and credit information needed to process your application.

We also collect limited technical information automatically, such as browser type, pages visited and referring website, using cookies and similar technologies.

How we use your information

To respond to your inquiries, provide quotes, process and close loans, schedule appointments, send information you request, improve our website, and meet legal and regulatory requirements.

How we share information

We share information only as needed to provide our services, including with lenders, credit reporting agencies, appraisers, title and escrow companies, and service providers that support our business (such as our CRM, scheduling and loan origination platforms). We may also share information when required by law. We do not sell your personal information.

Nonpublic personal information collected in connection with a loan is handled in accordance with the Gramm-Leach-Bliley Act and applicable federal and California law.

Text messaging

If you provide your mobile number and consent, we may send text messages about your inquiry, appointments and loan. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Your California privacy rights

If you are a California resident, you may have the right to know what personal information we collect, request deletion or correction of it, and opt out of its sale or sharing (we do not sell it). Some information covered by federal financial privacy laws may be exempt. To make a request, contact us using the details below.

Data security

We use reasonable administrative, technical and physical safeguards to protect your information. No method of transmission or storage is completely secure.

Third-party links

Our website links to third-party sites such as our loan application portal, scheduling tool and Zillow. Their privacy practices are governed by their own policies.

Children

Our services are not directed to children under 18, and we do not knowingly collect their information.

Changes to this policy

We may update this policy from time to time. The date at the top shows when it was last revised.

Contact us

Option Funding Inc.
1000 Town Center Dr, Suite 135, Oxnard, CA 93036
805.278.4915 · [email protected]
DRE# 02112333 · NMLS# 986834