Terms and Conditions

About us

This website is operated by Gala Group Enterprises, LLC, which runs the mortgage team of Marcos Galaviz, Mortgage Advisor (DRE #02112333 | NMLS #986834). Loans are offered through Option Funding. By using this website, you agree to these terms.

Use of this website

The information on this site is for general informational purposes. You agree to use the site only for lawful purposes and to provide accurate information when submitting any form.

Not a commitment to lend

Nothing on this website is an offer or commitment to lend. All loans are subject to credit approval, underwriting, property eligibility, and program guidelines. Rates, terms, and programs can change without notice. Any rates or payment examples shown are for illustration only and are not a guarantee of the terms you will receive.

SMS / Text Messaging Terms

Program Description: By checking the SMS consent box on our website forms, you agree to receive text messages from Gala Group Enterprises, LLC (Marcos Galaviz, Option Funding). Messages include replies to your mortgage inquiry, appointment scheduling, loan application and document updates, and occasional rate updates and promotional offers.

Age Requirement: You must be 18 years of age or older to opt in to text messages.

Message Frequency: Message frequency varies.

Message and Data Rates: Message and data rates may apply.

How to Opt Out: Text STOP to opt out at any time. You will receive one final message confirming you have been unsubscribed.

Help and Support: Text HELP for help. You can also contact us at [email protected] or call (805) 394-3969.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

Consent: Consent to receive text messages is not a condition of purchase or of getting a loan.

No Sharing: Your mobile number and SMS consent will not be shared with third parties or affiliates for marketing purposes. See our Privacy Policy for details.

Privacy

Your use of this site is also governed by our Privacy Policy, which explains how we collect and protect your information.

Third-party links

This site may link to third-party websites, such as loan application portals. We are not responsible for the content or practices of those sites.

Limitation of liability

This website is provided “as is.” To the fullest extent allowed by law, Gala Group Enterprises, LLC and Option Funding are not liable for any damages arising from your use of this website or reliance on its content.

Changes to these terms

We may update these terms at any time. Changes take effect when posted on this page.

Contact us

Gala Group Enterprises, LLC
Email: [email protected]
Phone: (805) 394-3969

Equal Housing Opportunity.